Jamaica’s National Housing Trust (NHT) is empowering the nation’s retirees to embrace renewable energy through its SMART Energy Grant, a significant initiative launched in 2024. The program provides up to $1.5 million to eligible pensioners for the installation of home solar systems, directly addressing the dual challenges of high energy costs and power grid instability.
Empowering Retirees with NHT Launches Solar Grants for Public Sector Pensioners
Initially targeting retired public sector workers, the SMART Energy Grant was designed to enhance the quality of life for seniors by substantially lowering their electricity bills. To qualify, applicants must be homeowners, at least 60 years of age, and have earned less than $30,000 per week at the time of their retirement. This strategic financial aid enables them to purchase and install the necessary solar panel technology, reducing their reliance on costly fossil fuels and providing a reliable power source during outages.
The program has already demonstrated considerable impact. By August 2025, the lives of 560 retirees had been positively transformed by the grant. Projections showed an additional 840 beneficiaries were expected by the end of that year, showcasing the program’s rapid and successful implementation. Recognizing its success, the NHT expanded the initiative to include private sector pensioners starting July 1, 2025, broadening access to this vital support.
A National Push with NHT Launches Solar Grants for Public Sector Pensioners

The SMART Energy Grant is a cornerstone of the NHT’s broader mission to foster a resilient and environmentally conscious housing sector in Jamaica. By promoting residential solar panel installations, the agency is not only aiding vulnerable citizens but also contributing to the nation’s sustainable development goals and international climate commitments.
While the $1.5 million grant offers substantial financial relief, it serves as a significant contribution towards the total cost of a solar system, which can vary. This initiative has been lauded as an innovative use of public funds to address both social and environmental challenges. Prime Minister Andrew Holness praised the agency’s efforts, stating, “The NHT is doing an excellent job of utilizing contributors’ funds to provide attainable housing for Jamaicans.” Through programs like the SMART Energy Grant, the NHT is paving the way for a more sustainable and economically stable future for families across the island.
Sources
- NHT Expands Smart Energy Grant to Include Private Sector …
- Press Release | National Housing Trust
- NHT Smart Energy Grant Extended To Private Sector Pensioners
- Smart Energy Grant | National Housing Trust
- NHT ramps up SMART Energy Grant – Jamaica Observer
- NHT accepting applications for SMART Energy Grant
- Westmoreland Smart Energy Grant Recipients Moved to Tears




My mother is a retired nurse who would like to obtain solar panels for her home. Please advise on how I can determine if she’s eligible.
My retired husband and I have been contributors to the NHT since its inception. How can we apply for the $1.5 Million Grant to install a solar panel system at our home?